The world is full of so many beautiful places waiting to be discovered by anyone thirsty for culture. Being able to travel and get a glance at different cultures throughout these places is a wonderful experience. Moreover, being able to quench this thirst with no worries is much more exciting.
Being able to finally plan a trip to the destination you've always dreamed of visiting brings joy. Because of the excitement, the last thing that comes to mind is having to cancel that trip, even if it’s for a good reason. For most people, it would be very disappointing, maybe even a disaster. But what if your thirst for discovering the world is greater than the fact that your health could be in danger? Should you sacrifice that thirst?
Only you can answer this question, depending on how thirsty you are to discover the world. Can't resist the temptation to travel? Who can? However it is important to know a bit about the destination you want to visit before planning your trip; especially if the destination is facing worrying situations, as is currently the case with COVID-19.
What the COVID-19 is
According to the World Health Organization (WHO), the Coronaviruses are defined as a group (family) of viruses that cause illnesses. These diseases can range from a common cold to something more serious such as Severe Acute Respiratory Syndrome (SARS) and the Middle East Respiratory Syndrome (MERS). Coronaviruses are to be zoonotic, in other words, they are transmitted between animals and humans. The term corona is of Latin origin, it means crown or halo.
Who can catch the virus
Anyone can catch the virus, elderly people, young children, people whose health is frail or have chronic medical issues are at greater risk. That being said, the risk of contracting the COVID-19 can significantly diminish if you follow the few precautions recommended by the World Health Organization (WHO).
How serious COVID-19 is
So far, COVID-19 has caused more than 3000 deaths throughout the globe, with a number higher than half of that in China alone. Unfortunately, the number of cases and deaths continues to rise as the number of countries affected climbs. The best way to avoid catching the virus is to take the advice given by the WHO.
How the COVID-19 has spread
So far, China is where the most cases and deaths have been reported, precisely in the Hubei province. There are other destinations where cases and/or deaths have been reported, but less than in China. These countries are in Asia (South Korea, Philippines, Taiwan, Japan); Europe (France, Italy), Middle-East (Iran, Saudi Arabia), North-America (Canada, United States, Dominican Republic), South-America (Brazil, Argentina), and few countries in Africa.
Buying Travel insurance, the solution ?
Sometimes the burning desire to plan a trip and make it happen makes us disregard the precautions to be taken once you arrived at the destination. Very often, the excitement makes us forget that we may have to cancel, or even worse, be forced to cancel, due to an unforeseen reason. That’s where insurance becomes very helpful.
Standard travel insurance doesn’t cover everything in a travel package. Considering something more complete & flexible like Cancel for any reason might be a smarter way of planning your trip to the destination of your choice. That kind of insurance generally reimburses a fairly good percentage of your expenses.
The difference between standard and «Cancel for any reason» insurance
Standard insurance is affordable but covers only a small part of your travel package. On the other hand, the Cancel for any reason (especially unforeseen situations) insurance, is much more expensive. However, should you have to cancel for any reason, like its name says, reimbursement will be greater. Another advantage of the Cancel for any reason is that it can be purchased after depositing an amount of money for a trip.
Insurance for COVID-19
Some insurers offer medical coverage for travelers. Most of the time, this insurance cover emergency medical treatment. Unfortunately, now that COVID-19 is designated as a foreseen event, since the 21st-24th of January 2020, policies sold after those dates will not cover any issue that is related to it. If you want to plan a trip to a country where COVID-19 has not made any victim yet, don’t be surprised if you’re refused such insurance or if it is very overpriced.
It is true that COVID-19 has strike like a lightning bolt and is expanding alarmingly around the globe, and that there is no vaccine for it yet. That being said, reconsidering your trip may not be a bad idea. However, we know for sure that canceling it is not the solution; postponing it might be a smarter choice. The good news is that COVID-19 will not be there forever.
It’s only a matter of time before scientists find a vaccine that will eradicate the virus or at least slow down its progression. We know you are eager for that day to come, but in the meantime, let Plan It Smarter be the vaccine that will quench your thirst for discovering the world.